This October, we are proud to support National Breast Cancer Awareness Month. Breast cancer is one of the most common forms of cancer in the United States. According to leading statistics, approximately 1 in 8 women in the United States will develop breast cancer at some point in their lifetime.
A diagnosis of breast cancer will almost always require surgery and/or radiation. Most breast cancer patients will also require chemotherapy. Without insurance, the costs of these treatments can be astronomical. Of the 12 drugs approved for cancer treatment by the FDA in 2012, 11 of them cost $100,000 or more for just one year of treatment. The 12th drug costs $70,000 per year.
If you or a loved one has been diagnosed with breast cancer, there could be help available for you. The Social Security Administration (SSA) offers financial resources for men and women with breast cancer who are no longer to work due to their condition.
Whenever the SSA receives an application for benefits, it evaluates the condition based on its guide known as the “Blue Book”. The Blue Book lists hundreds of disabilities that could potentially qualify for benefits, along with the medical test results or symptoms that are necessary to be approved.
Breast cancer is listed along with other cancers in Section 13.00—Malignant Neoplastic Diseases. The SSA’s listing for breast cancer is very technical. You will need to speak with your doctor to see if your specific cancer has spread to the extent to qualify for disability benefits via the Blue Book. Typically, breast cancer must be stage three or above to qualify for disability benefits medically.
However, even if you do not meet the SSA’s strict Blue Book parameters, you may still qualify for benefits. To qualify for benefits without meeting a medical listing in the Blue Book, you will need to have doctors’ notes and hospital records that show that you are expected to be out of work for at least 12 months.
If you, or a family member or friend, are struggling with breast cancer, please contact us for a free case evaluation!
By: Joyce Trudeau of Premier Disability Services, LLC®