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Key Takeaways
- Definition: SSDI is a federal program providing monthly income and healthcare for disabled individuals unable to work.
- Funding: The program is funded by FICA payroll taxes; it is not a needs-based program.
- Work Credits: Qualification requires sufficient work credits, generally earned by working 5 of the last 10 years.
- Medical Evidence: Applicants must provide documented medical evidence proving their condition prevents full-time work.
What is SSDI/SSD?
Social Security Disability (SSDI or SSD) is a federal program that provides financial support to individuals that become disabled and are unable to work. Monthly income and health care are provided to eligible recipients. The program is administered by the Social Security Administration and is funded by FICA payroll taxes collected from workers and employers.
866-382-7872Do I qualify for SSDI?
SSDI benefits are paid to disabled individuals and in some instances; benefits may be paid to eligible family members. SSDI is not a needs-based program, but rather depends on certain qualifications:
1. Do you have sufficient work credits?
- Credits are earned when you pay FICA taxes
- You likely qualify if you paid in 5 of the last ten years
2. Do you have a medical condition that prevents you from working a full-time job?
- You must provide documented evidence of how your condition prevents specific work activities
- An experienced professional can guide you through this part of the process
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