Federal Student Loans
A total and permanent disability discharge relieves you from having to repay your federal student loans on the basis of your total and permanent disability. Before your federal student loans can be discharged you must provide information to the U.S. Department of Education (ED) to show that you are totally and permanently disabled.
You can show that you are totally and permanently disabled in one of the three following ways:
- If you are receiving Social Security Disability payments (SSD) or Supplemental Security Income (SSI) benefits, you can submit a Social Security Administration (SSA) notice of award for your SSDI and/or SSI benefits.
- If you are a military veteran, you can submit documentation from the U.S. Department of Veterans Affairs (VA) showing that the VA has determined that you are unemployable due to a service connected disability.
- You can submit certification from a physician that you are totally and permanently disabled.
All other debt assistance
If you are getting multiple calls and/or letters from debt collectors such as hospital billing departments, credit card companies, or mortgage companies we recommend you send in a letter to advise them you have a pending disability claim. If you are a client of Premier Disability Services, LLC, we can provide the letter(s) to you. All you have to do is call.